Fredrick Howard

Credit Score Crucial for Taking Out an Unsecured Personal Loan

An unsecured personal loan isn't the same as a secured loan in that it does not need collateral in order to be taken out. They also have a fixed interest rate. This implies that the IR on your monthly payments never increases or decreases. You can be a... Read >

Securing your Finances

Most of America has been hit hard with the recession. With money being tight, people are probably looking for alternate methods of bringing in notes. Picking up a part time job, cutting back on luxuries, clipping coupons, and opening up a savings accoun... Read >

Free Mp3 Downloads with Every Subscription at eMusic

Looking for free mp3 downloads? Try eMusic! For a multi day free trial, you not only get free access to the eMusic catalog, for which you might otherwise need a special membership, but you get 25 free songs just for taking eMusic for a spin. Not that y... Read >

The History of Music Downloads

Years ago, in fact many years back, music was a commodity only the wealthy and privileged managed to afford and only the elite recording industries could produce with much success. As years went on and we CD's were introduced, they were still and costly ... Read >

Audio Books for You for Cheap

A lot of folk are looking to download mp3s, but usually the focus is on music. What people don't realize is that there are fantastic catalogs for audio books as well, containing digital, voice-recorded versions of your favorite best sellers. EMusic is o... Read >

Great Audio Books on the Web

Rolling Stone magazine called eMusic'the iTunes music store's cooler, cheaper cousin.' At 50 cents or less per song, it's difficult to argue with this statement. In addition, all music DRM ( or digital rights management ) free and will work on absolutely... Read >